Commentary Disclaimer:  The commentary contained in the following chapters are the opinion's of Peter A. Evans.  The intent is to share his ten plus years of experience in the Long Term Care Insurance Industry with you, the consumer.  Peter's sincere hope is that you as the consumer, will have an enlightened perspective of the Long Term Care Market. 

All information contained on any page in the following chapters, is distributed with the understanding that the author is not rendering legal, accounting or other professional advice in specifics facts or matters, and accordingly assumes no liability whatsoever in connection with its use. Each individual or party should consult their own legal or tax advisor with respect to their own personal situation.